Showing posts with label income. Show all posts
Showing posts with label income. Show all posts

Friday, June 14, 2013

NYC Apt Search

I consider myself fortunate to have lived in a cheap apartment by NYC standards for as long as I have. Originally, my mom, brother and I lived in the small one bedroom for about 5 years when she and my step dad separated until they got back together about four years ago. The landlord was OK with me staying and requested additional security since I was “so young”, but eventually dropped the rent by $50 because I was “such a good tenant”.

When my boyfriend and I found out I was pregnant, we decided it was best to hold on to the $850 apartment instead of rushing into getting bigger space so that we may save instead. Our landlords were OK with him moving in, but not so much when they discovered I was pregnant. That’s when the problems started. My landlady’s response to why it would be a “problem” for us to have a baby was “we had a couple that was not married and they had a baby and they used to fight a lot. The police even had to come one time so you see? That’s why we don’t want couples that have children out of wedlock in our apartment.” And then she raised the rent.



Now I get that when you pay cheaper rent you sacrifice certain things like heat during the winter and repairs to the giant hole in the living room wall caused by the neighbors in the attached house. You put up with street noise and pollution blowing in our apartment since we’re on the ground floor, we deal with the landlord’s father in law smoking directly in front of the house so that the wind blows the smoke inside through our open living room window. We deal with repairs to the apartment not being taken care of and asked questions like “what did you do to cause that crack in the ceiling?” months after requested repairs.

On that snowy day when we brought our son home from the hospital to a freezing apartment, I was told “you see? I told you this baby was going to cause problems for us” when I requested the heat be turned back on. I had to deal with random “inspections” multiple times a month and constant drop ins (they live in the house next door) so they could see how many visitors we had because “when you have a baby, everyone wants to come see it and we never approved you having company over”. 

I was harassed by my landlady, asked if I was receiving government benefits because “I know the government gives money to minority women that have babies out of wedlock so if you’re getting money from the government I need to know.” Huhhhh?????? And WHY would it be any of her business you may ask because I certainly did ask and her response was- “if you’re getting cash from the government then I can raise your rent because you have more money.” I was threatened on Christmas Eve with yet another rent increase (only months after my first one by the way) because the guy next door rented his two units and got more money so they felt it was best I find something new so they could rent it out for more money.

We stayed because we weren't going to pick up and voluntarily leave just because we felt bad our landlords weren't making as much money as the guy next door. We decided even though we weren't happy living in such a small apartment we’d A) wait till we were financially ready to move or B) wait until we were told we have to leave hoping the former would come first. Well, the time has come and our landlady asked us to leave in 60 days and I should feel “lucky I gave you 60 days because I only have to give you 30 days notice.”  

Finding a reasonable two bedroom apartment wouldn't be such a challenge if we weren't already spending money on daycare. The cost of the average apartment in Brooklyn is currently $2600. Landlords normally request you earn 40x the rent which means you would have to earn approximately $104,000. The average household income in Brooklyn is approximately $60,000 which means the average household qualifies for a $1500 apartment. Add childcare, insurance and the other expenses families with children have and even a $1500 apartment may not seem all that affordable. Affordable housing in NYC is going to get even tighter for the neediest New Yorkers. With cuts and decreases to Section 8 vouchers, those at or below the poverty line are not going to be able to find anything at all.

It leaves me to wonder if the middle class or lower middle class can continue to live in the outer boroughs of NYC (forget about Manhattan) if the prices continue to rise. Its as if the teachers, healthcare workers, civil servants, secretaries and retail workers don't count. We contribute greatly to this city but with the way we are being pushed out it is clear we are not valued as doing so.

I have 60 days to find something. I will be sure to provide updates on my search and provide resources for anyone struggling to find housing in NYC as well.


Tuesday, June 11, 2013

Can We Afford To Have It All?

I've found that most of the articles I've read regarding the work life balance that families need so that both parents can thrive in the work place centers around those that are highly educated and are already established in their careers. When you have an MBA from an elite university or have worked and established yourself within a Fortune 500 company one may have more leverage with requesting things like a flexible schedule or paid maternity leave. So, what about everyone else? What about the Millennials that have not gone to college or recently graduated from school and have not gained valuable work experience? What about those of us that work in positions or industries with a sink or swim mentality instilling the fear that we can be easily replaced?

Not all families have two parents in the household, not all families have parents that can afford nannies or full time daycare so that both parents can work long hours and travel for work. Many families work in industries such as healthcare or retail where the hours are inflexible and the wages are low. How do we lean in? Is it fair to penalize or condemn those of us that are not fortunate enough to have the same choices and possibilities as someone like Sheryl Sandberg or Marissa Mayer? Is it fair to expect that those of us with a household income below $80,000 should not procreate at all?

Don't get me wrong, I am glad that there are women like Marissa Mayer and Sheryl Sandberg in the positions of power that they are in that can make decisions that benefit families, help to foster an environment where moms and dads are able to thrive and contribute the way they did before becoming parents. I am glad the “lean in” debate has received the attention that it has so that it may create a dialogue at other companies with regard to favorable policies for families that would extend to all employees, not only those that are in a position of authority.

Most other first world countries have more favorable policies for working families than the U.S. Yes, the cost of providing paid leave can be costly but the cost of having to replace workers or face the risk of losing quality workers must be an incentive for employers to provide paid leave for new moms and dads. If some of the most successful companies can see the value in retaining their workforce why can't other companies do the same?

It is clear not all families are the same, which create unique challenges across the board. Whether it’s the woman who has found success in corporate America but earns less than her male counterparts or the dad that cannot get the flexible schedule he needs to be home more with his family or the single mom that works her butt off but still needs to rely on government assistance to barely make ends meet; families are in dire need of support in this country and we need favorable policies that will help us continue to thrive and grow as a nation.